Predictive Payment Routing
The best payment route for every transaction
Increase authorization rates, reduce payment costs, and enhance multiprocessor efficiency
Make Smarter Routing Decisions Effortlessly
Increase Authorization Rates
Boost authorization rates by directing each payment down the route with the highest success probability.
Reduce Payment Costs
Optimize the use of lower-cost card network rails or tokens and minimize retry attempts to reduce cost per payment without impacting authorization rates.
Support Multiprocessor Strategy
Agnostic solutions that work across multiple processors, reducing duplicative costs and increasing efficiency.
Minimize Manual Costs
Simplify complex routing rule sets that are difficult to manage and quickly become outdated in the ever-evolving payment landscape.
The world’s leading brands trust Forter
Asos
Minimize friction to maximize conversions
“We have successfully partnered with Forter for several years to reduce digital commerce fraud and abuse. When they showed us how they could also increase conversion rates while complying with PSD2, we moved forward. The results were immediate—we are able to reclaim revenue that otherwise would have been lost to abandoned purchase processes. Forter Payment Optimization is a game-changer for our business.”
AI-Driven Recommendations Designed with Your Business Strategy in Mind
Processor Routing
Recommends the best payment service provider (PSP) to process each transaction based on likelihood of success, cost, and business strategies.
Card Network Routing
Examines the cost and issuer preferences to automatically select the optimal card network rail — such as debit, credit, or domestic rails — for each transaction.
Network Token Optimization
Assesses the cost, country, issuer preference, and more to recommend when to use Network Tokens vs. Primary Account Numbers (PAN)
3DS Optimization
Evaluates issuer and consumer preferences — plus transaction risk and regulatory factors — to recommend when to use a 3DS challenge, frictionless 3DS, data-only 3DS, or exempt a transaction from 3DS.