Payment Insights

Curated resources focused on the payments ecosystem and best practices

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Decision Makers

How Ray is tackling payment fraud head-on

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Article

The Cost of 3DS: How Blanket Strategies Affect Good Customers

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RESEARCH

2023 Trust Premium Report

A global survey exploring the relationship between consumer shopping habits and brand trust
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How likely are you to abandon your online shopping cart if the checkout process is too difficult/time-consuming?
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ARTICLE

How Leading Retailers Reduced Friction During the Holidays

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Brief

Fraud Prevention: A Strategic Lever for Payments Optimization

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Event

Full sessions and key takeaways from the 2023 IMPACT conference

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Featured Topics

3D Secure (3DS) is like a digital bouncer for your online payments, swooping in to add an extra layer of security and block fraudsters. But if not done right, it can create friction – and frustration – for good customers.

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PSD2, or the Second Payment Services Directive, is a regulatory framework designed by the European Union (EU) to revolutionize the payments industry, increase the security of online transactions, and promote innovation and competition among payment service providers (PSPs).

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Pre-authorization, or pre-auth, acts as an initial screening tool, allowing a retailer to verify the validity of a card and reserve funds before completing a transaction – providing a critical checkpoint for detecting and preventing fraud.

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